Company’s Susu App, which can be accessed at the Apps'
website or through Google Play Store and Apple App Store as SUSU. “Service” refers
to the Company’s services accessed via the
App, in which users can invest, send and request money from friends and family. The
terms “we,” “us,” and “our” refer to the Company. “You” refers to you, as a user of our
provided by the Susu App. Please review the following terms carefully. By accessing or
The Company respects the privacy of its Service users. Please refer to the
collect, use, and disclose information that
pertains to your privacy. When you access or use the Service, you signify your agreement
ABOUT THE SERVICE
The Service allows you to save, send and request money from friends and
family. Savings are managed by third party banks that are regulated by the country's
rules and regulations.
REGISTRATION; RULES FOR USER CONDUCT AND USE OF THE SERVICE
You need to be at least 13 years old to register for
and use the Service. If you are a user who signs up for the Service, you will create a
personalized account which includes a unique username and a password to access the
Service and to receive messages from the Company. You agree to notify us immediately of
any unauthorized use of your password and/or account. The Company will not be
responsible for any liabilities, losses, or damages arising out of the unauthorized use
of your member name, password and/or account.
Your permission to use the App is conditioned upon the following use, transaction and
conduct restrictions: You agree that you will not under any circumstances:
Access the Service for any reason other than your personal or commercial use
solely as permitted by the normal functionality of the Service.
Collect or harvest any personal data of any user of the App or the Service.
Use the Service for any unlawful purpose or the promotion of illegal activities.
Use another user’s account without permission.
Provide false or inaccurate information when registering an account.
Interfere or attempt to interfere with the proper functioning of the Service;
Make any automated use of the App, the Service or the related systems, or take any
action that we deem to impose or to potentially impose an unreasonable or
disproportionately large load on our servers or network infrastructure.
- Bypass any robot exclusion headers or other measures we take to restrict access to
Service, or use any software, technology, or device to scrape, spider, or crawl the
Service or harvest or manipulate data;
Circumvent, disable or otherwise interfere with any security-related features of the
Service or features that prevent or restrict use or copying of content, or enforce
limitations on use of the Service or the content accessible via the Service; or
or link to malicious content of any sort, including that intended to damage or
another user’s mobile device.
TRANSACTION AND CONDUCT RESTRICTIONS
When you create your own personalized account, you may be able to make transactions
to your friends (“User Content”) on the Service. You are solely responsible for the User
Content that you generate available via the Service. You agree that we are only acting
as a passive conduit for the online money transfers. We grant you
permission to use and access the Service, subject to the
following express conditions surrounding User Content. However, this Service seeks to
provide the same benefits of carrying physical cash; We do not assume any morale
responsibility or higher authority. By transmitting
and submitting any User Content while using the Service, you agree as follows:
You are solely responsible for your account and the activity that occurs while
signed in to or while using your account. You will not make transactions that are
illegal, malicious, libellous, false or inaccurate. You will not attempt to hijack
or hack into our systems without appropriate environment approval.
Collect or harvest any personal data of any user of the App or the Service
You retain all ownership rights in your User Content but you are required to grant
the following rights to the App and users of the Service as set forth more fully
under the “License Grant” and “Intellectual Property” provisions below: When you
make a transaction to other users on the App or the Service, you grant to the App a
worldwide, non-exclusive, royalty-free, transferable license to use, reproduce,
distribute, prepare derivative works of, display, and perform that Content in
connection with the provision of the Service.
USER CONSENT TO RECEIVE COMMUNICATIONS IN ELECTRONIC FORM
For contractual purposes, you:
(a) consent to receive communications from us in an
electronic form via the email address you have submitted;
that we provide to
you electronically satisfy any legal requirement that such communications would
satisfy if it were in writing.
The foregoing does not affect your non-waive rights. We may also
use your email address to send you other messages, including information about the App
or the Service and special offers. You may opt-out of such email by changing your
account settings, using the “Unsubscribe” link in the message, or by sending an email
to email@example.com. Opting out may prevent you from
receiving messages regarding the App, the Service or special offers.
Use in the event of any such amendments. It is your sole responsibility to check the App
from time to time to view any such changes in this agreement. Your continued use of the
will endeavour to notify you of material changes to the Terms by posting a notice on our
homepage and/or sending an email to the email address you provided to us upon
registration. For this additional reason, you should keep your contact and profile
information current. Any changes to these Terms (other than as outlined in this
paragraph) or waiver of our rights hereunder shall not be valid or effective except in a
written agreement bearing the physical signature of one of our officers. No purported
waiver or modification of this agreement on our part via telephonic or email
communications shall be valid.
unenforceable, that portion of the agreement will be construed as to be consistent with
applicable law while the remaining portions of the agreement will remain in full force
and effect. Any failure on our part to enforce any provision of this agreement will not
be considered a waiver of our right to enforce such provision. Our rights under this
agreement survive any transfer or termination of this agreement. You agree that any
cause of action related to or arising out of your relationship with the Company must
commence within ONE year after the cause of action accrues. Otherwise, such cause of
the court laws of Ghana, without regard to conflict of law provisions. We may assign or
person or entity at any time with or without your consent. You may not assign or
our prior written consent, and any unauthorized assignment or delegation by you is
AND WILL BE BOUND BY THESE TERMS AND CONDITIONS. YOU FURTHER ACKNOWLEDGE THAT THESE
AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US AND THAT IT SUPERSEDES ANY PROPOSAL
OR PRIOR AGREEMENT ORAL OR WRITTEN, AND ANY OTHER COMMUNICATIONS BETWEEN US RELATING TO
THE SUBJECT MATTER OF THIS AGREEMENT.